Charming Ranch style townhome, with lovely fenced in, level yard. All luxury vinyl plank throughout. Gorgeous maple cabinets, granite countertops, newer stainless appliances and upgraded lighting. Extra storage in the outside storage closet. Lovely gas log fireplace adds ambience on a cool night. The charming back yard patio and lovely landscaped, fenced yard, provides a great place to entertain or relax. Two very spacious bedrooms, each with a unique, artistic wall. Property is eligible for a program through United Bank Mortgage - 100% financing with NO PMI - Conventional 30 yr fixed at 4.99% and 7 yr ARM at 3.99% - no points! Credit scores as low as 680. Max DTI - 50%, with 3% seller subsidy allowed (contribution to closing costs).